Making some quick extra cash is vital when boosting your income and meeting certain financial goals. Fortunately, numerous money-making apps can help you make some extra cash, multiply your income, and avoid debt.
Hence, in this post, we will explore some of the best money apps that actually work not only in the United States but in other countries as well.
To make money with some of these apps, you only need to venture into micro-investing, sell products or services on the app, or get cash rewards for performing simple and quick tasks.
What Is A Money-Making App?
A money-making app enable users to easily earn money in various ways, from investing little cash to executing quick contracts and jobs from home. Some money-making apps help you generate extra cash through freelancing, selling items remotely, food delivery, taking surveys, participating in market research, and completing odd jobs.
Surprisingly, you can consistently make significant amount of money every month from these apps, especially if you’re hard-working and creative.
Are Money-Making Apps Real And Safe?
Many money-making apps are real and reliable to use. Nevertheless, most apps can’t make you rich or help you generate thousands of dollars overnight. The reason for this is that many of the money-making apps of today offer a small amount of cash in exchange for executing simple tasks such as taking surveys, answering questionnaires, or watching informative videos.
Nevertheless, there are still some apps that can help you make a ton of money; apps that allow you to invest or sell your products and services.
What Apps Are Best For Making Money?
The best money-making apps are the ones that allow you to make profitable investments. So many Fintech startups have built instrumental apps that help people invest money safely and enjoy the juicy rewards afterward. These Fintech apps can also help you manage your finances and save wisely.
Are Money-Making Apps Reliable?
Finding reliable apps that make you money is easy. But whenever you find an app that offers to help you make money, make sure you conduct some research to know how credible the app is. It would help to understand that any reliable and legitimate money-making app always has a wealth of information concerning how users can earn money and secure their earnings on the platform.
10 Best Money-Making Apps
Earning money online as of today has become pretty easy because of the opportunities provided by several money-making apps that actually work. Here are some of the best apps that can fetch you money easily:
1. Swagbucks
If you are looking for money-making apps that pay instantly, you should check out Swagbucks. It is a credible platform that unfailingly pays thousands of users every month for shopping online, browsing the Internet, or watching informative videos.
To earn money on this app, you need to complete assigned tasks, after which you will be rewarded with points known as “Swagbucks.” You can easily redeem your “Swagbucks” in cash, merchandise, or gift cards.
Swagbucks operates in the United States, Canada, Australia, India, Portugal, Germany, Spain, and Britain. The best part is that you can effortlessly sign up on this app for free using your email address.
You can also earn extra points through referrals. If you are active on social media or have many friends online, you can share the opportunity with them, and as soon as they sign up with your referral code, you will earn.
Aside from shopping online and watching videos, you can earn more money on Swagbucks by taking surveys, playing games, and using the app’s powered search engine.
2. Survey Junkie
This is another money-making app that helps you earn money online by completing surveys.
These surveys are usually very quick and simple. You could be asked to provide basic answers (to the best of your knowledge) about the services or products of specific brands in the US. As soon as you complete each given task, you will earn virtual points which can be redeemed as gift cards or cash.
If you want to be paid in cash, the payment is usually made through PayPal. Hence, ensure you have an active PayPal account to receive payments anytime from Survey Junkie.
You can easily register online with Survey Junkie and start earning. Thousands of Americans are using this platform, which has proven to be one of the money-making apps that actually work.
3. M1 Finance
If you prefer investing, M1 Finance is one of the best money-making apps you can rely on. This platform provides an investment opportunity for you to save money and let it grow over time.
M1 Finance also offers a range of tools to help you manage your finances efficiently, from spending to investing and borrowing. By the time you have invested up to $10,000, you can create a credit line on the app that helps you borrow money and pay it back with a very low percent in interest. There are no commissions or broker charges.
Amazingly, you can earn 1 percent on every dollar you spend via the app. If there is an app that makes it easy for you to make money, invest, and even borrow simultaneously, it has to be M1 Finance.
4. Acorns
If you are looking for a reliable platform to invest your spare cash, Acorns is one of the money apps that actually work.
You can easily create passive income and make your money work for you by investing your spare cash from your daily purchases into a diversified portfolio of stocks and bonds. The app can help improve your finances the moment you’re able to examine your everyday expenses and figure out how to adjust them to start making savings.
Unlike other money-making apps that offer investment opportunities, Acorns makes it possible for you to invest with little cash. You can even invest as low as $1. Your investment can go in exchange-traded funds, asset classes, or thousands of stocks and bonds of top establishments. You need to decide on the investment opportunity that suits you.
More importantly, you don’t have to worry about the safety of your money. Acorns is a credible company that provides investors with bank-level security, two-factor authentication, and 256-bit encryption. The platform also provides well-detailed articles and videos that will educate you and give you insight into how to make wise investments.
5. Airbnb
If you live in an apartment with a vacant room that can be rented out, Airbnb is a platform that helps you make money by listing your room for rent on an online marketplace.
By listing your property on Airbnb, you can reach millions of people in the United States and billions of people globally. It’s a big platform that can connect you to almost anyone.
One good thing about Airbnb is that you don’t need to do any marketing or promotion. The platform would help you promote your apartment to interested people. Also, you don’t need to pay any money to list your room or property on the site. You only need to pay 3% generally upon reservation; this is for covering the business’s cost.
6. Robinhood
Robinhood is one of the apps that pay you money through investments. The platform is best for building long-term wealth when you invest enough money in stocks.
Unlike some money-making apps, Robinhood doesn’t require you to pay any commission before you can start making investments. Immediately after signing up, it provides users with free stock and links their bank details so they can build their portfolios. With this app, you can invest in stocks, ETFs, and crypto.
The best part of investing with Robinhood is that you don’t necessarily need to have a lot of money. With as low as $10, you can invest partially in a company as big as Google, enabling you to own a fraction of its stock.
7. Rakuten
Rakuten is a money-making app that helps you make money whenever you purchase anything.
The platform offers up to 40% cash back on purchases at thousands of retail stores in the US. As soon as you sign up and spend up to $25 on your purchases, you will be rewarded with a $10 welcome bonus. When you refer new users who spend at least $30, you will be rewarded with a $30 bonus.
You can easily register for free on Rakuten and start browsing cashback offers at thousands of retailers. You will receive payments every three months via PayPal or a check. You must have realized up to $5 in cashback to be eligible for a payout.
8. Uber
If you own a car and wouldn’t mind driving some people during your free time, Uber is an app that can help you make money.
You can earn money at your convenience by delivering items or driving people from one location to another, simply as a cab driver. Once you sign up on the app as a driver, Uber will connect you to people nearest to your location needing a ride.
But before you can be eligible to sign up as a driver on Uber, you must meet local driving requirements, including a valid driver’s license. You must have a vehicle with four doors (Uber’s local requirement) and pass through the company’s driver screening process.
9. Upwork
If you are looking for money-making apps that pay instantly and have what it takes to become a freelancer, Upwork is meant for you. Once you have a skill that you can offer as services to potential clients, you can make a lot of money on Upwork.
For instance, if you are a writer, voice-over artist, or graphic designer, Upwork can connect you with people who need your skill in their businesses.
You will be paid instantly via PayPal or directly into your bank account by completing assigned gigs. Signing up on Upwork is absolutely free. However, you need to always pay 20% of your earnings to Upwork to connect you with clients.
10. Google Opinion Rewards
If you need another opportunity to earn money by taking surveys, Google Opinion Rewards is a reliable program you can try.
It’s a reward-based program by Google that offers short surveys and pays you as soon as you complete the given surveys. Surveys are based on different topics but you don’t need to have extensive experience or knowledge of any of the topics.
Google is only seeking to receive your honest responses for research purposes only. It usually takes about 10 seconds to 1 minute to complete each survey, which means that this is not going to steal your time.
Final Thought On Money-Making Apps
This list of money-making apps is quite valid. Every app discussed in this post is credible; many people earn cool dollars from it.
Nevertheless, that doesn’t mean you shouldn’t do your due diligence to learn more about the apps. Besides, you must understand that most of these apps won’t make you rich.
They can only serve as side hustles, except the ones that provide good investment opportunities. Yet, your ROI depends on how much you have invested. You shouldn’t invest $10 and expect to make $20,000.
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