If you aren’t saving money at the end of every month, then you must be doing something wrong. You are either living above your means, paying off debt, or not generating more than enough money for your living expenses.
Saving money for the future is how you build financial defense and achieve both your long-term and short-term financial goals in due time. If you ever feel uninspired to stash some cash in your savings account, you might need some brilliant saving money quotes to keep you encouraged.
This post has compiled the best and most inspiring quotes about how and why to save money consistently. If you want to build a household that thrives financially in the United States, you should not shy away from saving some money from your monthly income.
What Is The Most Famous Saving Money Quote Of All Time?
One of the most famous saving money quotes of all time is from Benjamin Franklin when he said, “A penny saved is a penny earned.” This simply means that you don’t lose anything when you save. Instead, there’s financial gain in saving money. It’s the simplest form of investment.
160 Saving Money Quotes To Inspire You To Hit Your Savings Goals
Saving money sometimes can be challenging, especially when your income is barely enough to pay your bills. However, as much as reaching your savings goals is difficult, you always have to find the zeal and purpose to save money regardless. That’s how you improve your financial situation.
These 160 best saving money quotes below will inspire and motivate you to take your savings goals very seriously. It’s high time you started making direct deposits to your savings account.
Best Saving Money Quotes
Saving money is doable when you have good reasons to actually save. Here are some of the best quotes that talk about why saving money is important:
1. The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind. – T.T. Munger
2. It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for. — Robert Kiyosaki
3. You must gain control over your money or the lack of it will forever control you. – Dave Ramsey
4. Never spend your money before you have it. – Thomas Jefferson
5. Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver. – Ayn Rand
6. Deprive yourself on nothing necessary for your comfort, but live in an honorable simplicity and frugality. – John McDonough
7. A man who both spends and saves money is the happiest man, because he has both enjoyments. – Samuel Johnson
8. You don’t have to see the whole staircase, just take the first step. – Martin Luther King, Jr.
9. It is thrifty to prepare today for the wants of tomorrow. – Aesop
10. A budget is telling your money where to go instead of wondering where it went. – John C. Maxwell
11. Do not save what is left after spending, but spend what is left after saving. – Warren Buffett
12. He who will not economize will have to agonize. – Confucius
13. By sowing frugality we reap liberty, a golden harvest. – Agesilaus
Powerful Saving Money Quotes
Do you need saving money quotes powerful enough to make you enthusiastic about your savings goals? Here are some powerful saving money quotes for you:
1. Save money on the big, boring stuff so that you have something left over for life’s little pleasures. – Elisabeth Leamy
2. Small amounts saved daily add up to huge investments in the end. ― Margo Vader
3. He who buys what he does not need, steals from himself. – Swedish Proverb
4. If you would be wealthy, think of saving as well as getting. – Benjamin Franklin
5. Rich people stay rich by living like they’re broke. Broke people stay broke by living like they’re rich. – Anonymous
6. There is a gigantic difference between earning a great deal of money and being rich. — Marlene Dietrich
7. Enough is better than too much. – Dutch Proverb
8. The art is not in making money, but in keeping it. – Proverb
9. Money should be mastered, not served. – Publilius Syrus
10. Money is a terrible master but an excellent servant. — P.T. Barnum
11. Waste neither time nor money, but make the best use of both. – Benjamin Franklin
12. Money is multiplied in practical value depending on the number of W’s you control in your life: what you do, when you do it, where you do it, and with whom you do it. — Timothy Ferriss
13. “Saving money today secures, eases, and beautifies Tomorrow.” – Ehsan Sehgal
14. “If saving money is wrong, I don’t want to be right!” – William Shatner
15. “Keep your eyes on the price when spending. Don’t regret later to find that you have nothing for tomorrow.” – Auliq Ice
Famous Quotes About Saving Money
Famous individuals who have succeeded financially always have some things to say about money, and you can certainly learn from them. Here are some most famous quotes on saving money:
1. “To Become Rich — You Must Value Saving More than Spending.” – George Choy
2. “Literally, time is money. Starting to save now instead of later lessens the amount you will need to contribute.” – Coreen T. Sol, CFA
3. “Save when you don’t need it, and it’ll be there for you when you do.” – Frank Sonnenberg
4. “Some of the wealthiest people in the world became wealthy by saving money.” – Doug MacMillon
5. “If you spend more than you earn, it simply means that you might be having a serious problem which may be even mental” – Anath Lee Wales
6. “Great minds save before they spend, but idiots spend as soon as the income arrives, they never plan because they never save” – Anath Lee Wales
7. “Effective saving can lead to a successful wealth achievement” – Anath Lee Wales
8. “Savings can be created by spending less. You can spend less if you desire less. And you will desire less if you care less about what others think of you.” – Morgan Housel
9. “Saving money is often associated with sacrifice. However, you can associate it with freedom rather than limitation if you realize one simple truth: living below your current means increases your future means.” – James Clear
10. “Saving is the foremost financial education we need, not finance.” –John Joclebs Bassey
11. “Greed is when you get overly excited about your paycheck and spend them in a minute.” – Robert Kiyosaki
12. “Many folks think they aren’t good at earning money, when what they don’t know is how to use it.” – Frank A. Clark
13. “The accumulation of money is the fruition of a strong purpose that endures despite the obstacles.” – John Soforic
14. “Stop buying things you don’t need, to impress people you don’t even like.” – Suze Orman
15. “I make myself rich by making my wants few.” – Henry David Thoreau
Inspirational Quotes About Saving Money
Are you lacking the motivation to chase after your savings goals? Here are several inspirational quotes about saving money you may find helpful:
1. “Put all good eggs in one basket and then watch that basket.” – Andrew Carnegie
2. “Money moves from those who do not manage it to those who do.” – Dave Ramsey
3. “If you cannot control your emotions, you cannot control your money.” – Warren Buffett
4. “Never depend on a single income. Make investments to create a second source.” – Warren Buffett
5. “People say ‘I want to be rich.’ The question is, ‘Are you willing to do what it takes?” – Robert Kiyosaki
6. “Don’t let money run your life, let money help you run your life better.” – John Rampton
7. “The person who doesn’t know where his next dollar is coming from usually doesn’t know where his last dollar went.” – Anonymous
8. “Money does not buy you happiness, but lack of money certainly buys you misery.” – Daniel Kahneman
9. “If you’re saving, you’re succeeding.” – Steve Burkholder
10. “Start saving and investing early in the life. In due course of time you will see the magic of compounding.” – Invajy
11. “The safe way to double your money is to fold it over once and put it in your pocket.”– Kin Hubbard
12. “Try to save something while your salary is small; it’s impossible to save after you begin to earn more.” – Jack Benny
13. “If you wish to get rich, save what you get. A fool can earn money, but it takes a wise man to save and dispose of it to his own advantage.” – Brigham Young
14. “Too many people spend money they earned… to buy things they don’t want… to impress people that they don’t like.” – Will Rogers
15. “You can be young without money, but you can’t be old without it.” – Tennessee Williams
16. “A treasure is to be valued for its own sake and not for what it will buy.” ~ Graham Greene
Quotes About Saving Money For The Future
The main reason for saving money is to be financially prepared for the future. Here are some quotes about saving money for the future you should know today:
1. “Let him who would enjoy a good future waste none of his present.” – Roger Babson
2. “Don’t look for the needle in the haystack. Just buy the haystack!” — John Bogle
3. “Returns matter a lot. It’s our capital.” — Abigail Johnson
4. “Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.” — Dave Ramsey
5. “Money is like manure. You have to spread it around or it smells.” – JP Getty
6. “Money is like an arm or a leg. Use it or lose it.” – Henry Ford
7. “Save money today, so it can save you tomorrow” – Asiwaju Lerry
8. “The future is filled with many uncertainties, but you can be certain about your financial future based on how you prepare for it today” – Lawrence Oyor
9. “Would you rather spend all you have today and have nothing tomorrow, or deprive yourself of today’s pleasure and secure your future? The choice is yours to make?” – Unknown
10. “I save money not because I like, but because that’s what’s best for my financial situation” – Unknown
11. “Saving money is one of the most important aspects of improving your personal finances” – Ayidu Daniel
12. “A rich man is one who isn’t afraid to ask the salesperson to show him something cheaper.” – Jack Benny
13. “A simple fact that is hard to learn is that the time to save money is when you have some.” – Joe Moore
14. “Money frees you from doing things you dislike. Since I dislike doing nearly everything, money is handy.” – Groucho Marx
15. “How best can you prepare for the rainy days if you don’t start saving today?” – John Maxwell
Funny Quotes About Saving Money
Are you looking for top saving money quotes with a touch of humor or sarcasm? Here are some for you:
1. “Staying in bed all day is my way of saving money.” – Anonymous
2. “Saving is a very fine thing. Especially when your parents have done it for you.” – Winston Churchill
3. “There are two times in a man’s life when he should not speculate: when he can’t afford it, and when he can.” – Mark Twain
4. “I like my money where I can see it, hanging in my closet.” – S#x and the City
4. “They say that love is more important, but have you ever tried to pay your bills with a hug?” – Anonymous
5. “Love conquers all things except poverty and toothache” – Mae West
6. “Money is the best deodorant.” – Elizabeth Taylor
7. “If you think money doesn’t grow on trees, you ain’t checking every limb.” – Chamillionaire
8. “What’s your favorite childhood memory? Not paying bills.” – Anonymous
9. “It doesn’t matter if you’re black or white… the only color that really matters is green.” – Family Guy
10. “Money is like a sixth sense – and you can’t make use of the other five without it.” – William Somerset Maugham
11. “When people ask me if I have any spare change, I tell them I have it at home in my spare wallet.” – Nick Arnette
12. “Always live within your income, even if you have to borrow money to do so.” – Josh Billings
Short Quotes About Saving Money
Most times, it’s easier to remember a short quote than a much longer one. Here are some short saving money quotes to keep you inspired:
1. “A penny saved is a penny earned.” – Benjamin Franklin
2. “Predicting rain doesn’t count. Building ark does” – Warren Buffet
3. “Both poverty and riches are the offspring of thought” – Napoleon Hill
4. “Money is a tool. Used properly it makes something beautiful; used wrong, it makes a mess!” — Bradley Vinson
5. “Balancing your money is the key to having enough.” — Elizabeth Warren
6. “Every day is a bank account, and time is our currency.” – Christopher Rice
7. “While money can’t buy happiness, it certainly lets you choose your own form of misery.” — Groucho Max
8. “Wealth is not about having a lot of money; it’s about having a lot of options.” — Chris Rock
9. “Business, you know, may bring money, but friendship hardly ever does” – Warren Buffet
10. “Once you outgrow earning money, you realize there’s so much left to earn.” – Anonymous
11. “Don’t serve money. Let it serve you.” – Les Brown
12. “If you want to see the money grow, share it.” – Brett Gardner
13. “Even if you are too scared to invest, you shouldn’t be scared to save at least” – Warren Buffet
14. “Saving money is easier when you make it a non-negotiable goal” – Charles Manson
15. “People who save money today tend to be happier tomorrow than those who didn’t” – Dave Matthews
Bible Quotes About Saving Money
There are several key lessons we can learn in the Bible, including things about our personal finances. Here are some insightful Bible quotes about saving money:
1. The wise store up choice food and olive oil, but fools gulp theirs down. – Proverbs 21:20
2. The plans of the diligent lead to profit as surely as haste leads to poverty. – Proverbs 21:5
3. The prudent see danger and take refuge, but the simple keep going and pay the penalty. – Proverbs 27:12
4. Wealth obtained by fr#ud dwindles, but the one who gathers by labor increases it. – Proverbs 13:11
5. A faithful man will abound with blessings, but he who makes haste to be rich will not go unpunished. – Proverbs 28:20
6. Whoever trusts in his own mind is a fool, but he who walks in wisdom will be delivered. – Proverbs 28:26
7. A wise man thinks ahead; a fool doesn’t, and even brags about it! – Proverbs 13:16
8. “For which of you, intending to build a tower, does not sit down first and count the cost, whether he has enough to finish it—lest, after he has laid the foundation, and is not able to finish, all who see it begin to mock him, saying ‘This man began to build and was not able to finish’? – Luke 14:28-30
9. Go to the ant, you sluggard; consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest. – Proverbs 6:6-8
10. Be diligent to know the state of your flocks, and attend to your herds. – Proverbs 27:23
11. He who is impulsive exalts folly. – Proverbs 14:29
12. Prepare your work outside and make it ready for yourself in the field; afterward, then, build your house. – Proverbs 24:27
Final Words: Saving Money Quotes To Hit Your Savings Goals
Understanding the save money quotes listed here would go a long way in shaping your mindset about building a good savings habit. More importantly, you will be more intentional when it comes to saving towards your financial goals every month.
Bear in mind that everyone struggles with the temptation to not save money. This is the main reason you must have a purpose or goal that overwhelms such temptation. Only then can you save even when it gets difficult.
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